Honestly, that’s not overkill at all—smart move. I always tell folks to cover up anything extra, like your address or ID number, unless it’s specifica...
Couldn’t agree more. I’ve seen folks leave money on the table just because they didn’t know what to ask. One time, I had a client who was both a reser...
Honestly, I’d say both receipts and photos are key, but if I had to pick, receipts are king when it comes to insurance claims. Photos help prove the m...
Honestly, the “starting at” price is usually just bait to get you in the door. Nine times out of ten, there’s a catch—like a perfect driving record, n...
That’s been my experience too—sometimes it’s just luck of the draw, or maybe someone’s got a grudge. I had a client get dinged for a covered ‘68 Musta...
Bundling’s one of those things that sounds better in commercials than it pans out in real life, especially up here. I’ve seen folks save a chunk, but ...
I hear you about Houston rates. I’ve lived in all three cities, and Houston’s always been the priciest for my policies. Here’s what I’ve noticed over ...
SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE? That $25/month adds up over time, honestly. I see people stick with the same company for years just...
Telematics can be a real gamble, honestly. The tech doesn’t always get the context—like, you’re supposed to just plow through a squirrel? Not exactly ...
Raising your deductible sounds like the obvious move, but honestly, it’s not always a slam dunk for saving cash. I’ve run numbers for folks who though...
Those tracking apps can be a pain, especially in hilly areas like upstate NY. If you’re weighing Geico vs. Progressive, here’s what I usually suggest:...
Yeah, that's spot-on. Took a defensive driving course myself last year—mostly for the insurance discount, I'll admit—and it really opened my eyes. I u...
Went through something similar myself—tried a smaller local insurer to trim the budget. Worked great until I had a minor fender bender and needed quic...
Yeah, that's pretty common actually. Had a similar thing happen to me last year after a windstorm. Insurance usually pays out based on actual cash val...
Good points about roadside assistance, but honestly, sometimes paying extra upfront isn't always worth it. I've found that setting aside a small emerg...