I get your point, but honestly, insurance companies labeling hail damage as cosmetic isn't totally off-base. Sure, it looks awful, but if the car stil...

Yeah, you'd think insurance companies would know better than to label hail damage as just "cosmetic." Cosmetic is a chipped bumper or faded paint—not ...

Yeah, learned that the hard way myself when my phone battery died mid-trip. Digital's great until tech decides to bail on you. Paper backup's a no-bra...

Had a similar GPS mishap near Sioux Falls once—ended up on some farmer's tractor path. No damage thankfully, but it got me thinking: insurance-wise, w...

I've noticed that too, but sometimes even modest cars can surprise you with higher premiums—like certain Hondas or Toyotas that are popular targets fo...

I've looked into bundling myself, and honestly, the savings weren't as impressive as I'd hoped—at least here on Oahu. It helped a bit, but the high-ri...

Honestly, it's pretty common to have limits on medical payments coverage—it's usually spelled out somewhere in the policy details. I get that it's fru...