tobyartist81
@tobyartist81
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Topics: 0 / Replies: 10
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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, it’s kind of a head-scratcher. You’d think if you’re on the clock—even just waiting for a ping—you’d be covered. But nope, that “gray area” is w...

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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

I get why everyone loves the convenience, but I’m still a little wary about relying only on digital proof. My phone’s locked itself up on me at the wo...

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RE: Confused about Illinois car insurance rules—anyone else?

That’s the part that gets me every time. I swear, “full coverage” should come with a dictionary. I’ve had agents tell me it covers everything, but the...

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RE: Do you really need extra insurance for a rental in Montana?

I get where you’re coming from, but I’ve always been a little uneasy just relying on my own insurance or a credit card. Maybe it’s just me being overl...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

I hear you on those apps. I tried one for a month because my insurance offered a discount, but it was more hassle than it was worth. My phone battery ...

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RE: quick heads-up on Arkansas auto insurance basics

I get where you’re coming from, but I’m not totally convinced that switching every year is always the best move. I’ve actually had a couple of situati...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

From what I've seen, it really depends on your insurer and state regulations. Technically, PIP claims shouldn't directly raise your premiums since it'...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Fair point—maintenance costs can definitely sneak up on you, regardless of age. But do you think there's a tipping point where comprehensive coverage ...

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RE: little-known ways to snag cheaper insurance in Alaska

I get the hesitation about those apps... had a similar experience near Anchorage, minus the moose. Another thing worth checking is if your insurer off...

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RE: How flexible should companies be about personal internet use at work?

I get where you're coming from. At my current workplace, they recently relaxed internet restrictions too, and honestly, I've noticed mixed results. Pe...

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