Car insurance discussions and local services.
tobyartist
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Topics and replies this member has contributed.
RE: How picking a “boring” car turned into a wallet win
I used to roll my eyes at “boring” cars too, but after racking up speeding tickets and shelling out for fancy parts, I get it. My old WRX was a blast - right up until the third time it left me stranded. I’m not saying I’...
RE: Finding decent car insurance deals on the islands - my step-by-step
Yeah, the “maintained road” thing cracks me up. I swear, half the roads here look like goat paths and I’ve still managed to get claims approved after a fender bender or two. I tried calling once after a close call in a m...
RE: Letting friends drive your car in MN: better to add them or rely on permissive use?
Had a buddy borrow my car a few years back - nothing fancy, but still. He rear-ended someone, and the insurance company started grilling me about how often he drove it. Felt like an interrogation. Ended up paying out of ...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
Honestly, I get where you’re coming from. Been burned by insurance roadside too many times to count - last time was in the middle of a rainstorm, car wouldn’t start, and I needed a jump plus a tow. I made it clear (or th...
RE: Finding decent car insurance deals on the islands - my step-by-step
Man, I hear you on the policy fine print. I once spent an entire Sunday afternoon trying to figure out if my “comprehensive” plan actually covered flood damage or just “acts of God” - whatever that means. Ended up callin...
RE: Why does picking a deductible feel like a weird gamble?
Yeah, that’s exactly what trips me up every time. I want to say “sure, I could handle $1,500,” but then I remember the time my car got sideswiped and the repair bill was way more than my deductible anyway. The worst part...
RE: stuck between Geico and Progressive in NY, thoughts?
I’ve bounced between both, honestly. After a couple speeding tickets, my rates shot up and I switched from Geico to Progressive thinking it’d be a fresh start. Didn’t notice much difference except Progressive’s app was a...
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.
Yeah, those policies are a maze. But honestly, I kinda get why they’re so long. I’ve had a few tickets (okay, more than a few), and every time I’ve tried to switch insurance, they dig up every little detail. One time, I ...
RE: Just saved a chunk of cash on car insurance after defensive driving course
Had a similar thing happen last winter - ice on the road, car in front of me spun out, and I had to swerve and brake hard to avoid a pile-up. The tracker dinged me for “harsh maneuvering.” Like, what was I supposed to do...