tobyartist
tobyartist
@tobyartist
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Topics: 0 / Replies: 8
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RE: Finding decent car insurance deals on the islands—my step-by-step

Yeah, the “maintained road” thing cracks me up. I swear, half the roads here look like goat paths and I’ve still managed to get claims approved after ...

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RE: Letting friends drive your car in MN: better to add them or rely on permissive use?

Had a buddy borrow my car a few years back—nothing fancy, but still. He rear-ended someone, and the insurance company started grilling me about how of...

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RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?

Honestly, I get where you’re coming from. Been burned by insurance roadside too many times to count—last time was in the middle of a rainstorm, car wo...

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RE: Finding decent car insurance deals on the islands—my step-by-step

Man, I hear you on the policy fine print. I once spent an entire Sunday afternoon trying to figure out if my “comprehensive” plan actually covered flo...

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RE: Why does picking a deductible feel like a weird gamble?

Yeah, that’s exactly what trips me up every time. I want to say “sure, I could handle $1,500,” but then I remember the time my car got sideswiped and ...

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RE: stuck between Geico and Progressive in NY, thoughts?

I’ve bounced between both, honestly. After a couple speeding tickets, my rates shot up and I switched from Geico to Progressive thinking it’d be a fre...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, those policies are a maze. But honestly, I kinda get why they’re so long. I’ve had a few tickets (okay, more than a few), and every time I’ve tr...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

Had a similar thing happen last winter—ice on the road, car in front of me spun out, and I had to swerve and brake hard to avoid a pile-up. The tracke...

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