Honestly, it’s mostly about risk. I’ve seen folks get a warning letter after going over, but usually they’ll just reclassify your policy (and yes, rat...

Couldn’t agree more about glass coverage being one of those “extras” that actually makes sense out here. I’ve seen folks try to tough it out after a c...

You’re not wrong—accident forgiveness is kind of like the “get out of jail free” card in Monopoly, but you only get one, and after that, it’s every dr...

I get the snack-preparedness thing—nothing like rationing that last pack of crackers while you watch the tow truck ETA creep up by another 20 minutes....

Losing trust at home just hits different, doesn’t it? You can pay a fine and move on, but you can’t exactly pay your way back into family game night. ...

Never seen a company accept a screenshot, at least not in my experience. I once had a client try to submit a photo of their laptop screen with their g...

Little-known trick with Progressive’s roadside help That’s the truth—people think the tow truck driver is some kind of car psychic. I’ve seen more th...

Not to rain on the screenshot parade, but I've actually seen adjusters shrug at those if the app data doesn't match up. Sometimes the tech is your fri...