Car insurance discussions and local services.
thomassculptor
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Topics and replies this member has contributed.
RE: Will an app claim let me add details after I submit it?
The app and phone routes may collect different details, and follow-up options depend on the insurer. If you start a claim in the app and need to call or send documents later, ask whether they can be added to the existing...
RE: Why I was surprised to learn Nebraska requires uninsured motorist coverage
Yeah, that’s the part that gets me too. I’ve had a clean record for years, but my rates still jump for no clear reason. Uninsured motorist coverage feels like paying for someone else’s mistakes, but with so many uninsure...
RE: is accident forgiveness really worth it in Ohio?
I’ve looked into accident forgiveness a few times - honestly, it’s kind of a mixed bag. On paper, it sounds like a great safety net, but in practice, I’ve noticed insurers tend to shift costs around. Like you said, they ...
RE: anyone else feel like AAA insurance isn't what it used to be?
Yeah, I’ve noticed the same thing with AAA’s response times. A couple years back, I had a flat on the highway and they got there super fast - like, under half an hour. But last winter when my battery died at work, I wait...
RE: Rising premiums for business vehicle fleets - anyone else notice this?
I get where you’re coming from. The tech does make repairs pricier, but it can also prevent a lot of accidents in the first place. My last car didn’t have any sensors and I had a couple close calls. With the new one, I’v...
RE: Confused about insurance rules in South Dakota - help me figure this out
Yeah, South Dakota’s rules are kind of strict about this. Physical proof of insurance is still the standard here, even though a bunch of other states accept digital cards now. I’ve heard of a few officers being flexible,...
RE: Are Loyalty Perks With Insurers Even Worth It Anymore?
Honestly, I get where you’re coming from, but I’ve seen loyalty cost people way more than it saves. That’s the thing - those “creeps” add up fast. I shopped around last year after 10 years with the same company and save...