You're definitely onto something with the active vs. retired distinction. From what I've seen, insurers often weigh active-duty status differently due...

Yeah, that's always the tricky part. It comes down to your comfort level with risk, honestly. I've seen people save a decent chunk monthly going highe...

I haven't personally run into enforcement yet, but a client of mine recently had a bit of a headache dealing with this. He keeps his '69 Mustang parke...

Yeah, defensive driving courses usually don't move the needle much after a DUI. Smaller insurers can help, but also consider insurers specializing in ...

I've had pretty good luck with my portable jump starter, but yeah, they definitely require some regular attention. If you leave it sitting too long wi...

Fair concern, raising deductibles isn't for everyone—especially if savings are thin. Bundling can help, but also check for discounts tied to safe driv...

The advice above about contacting your state's insurance commissioner is pretty solid. Insurance companies often reconsider their stance once there's ...