Yeah, it really does seem to come down to the company—and sometimes even the individual agent. I’ve seen policies where “like-for-like” is spelled out...

Yeah, that hold music is something else—sometimes I wonder if they pick the weirdest tracks just to see how long we’ll last. As for stacking discounts...

Can totally relate to the “fine print fatigue.” I’ve seen folks get tripped up by that roadside thing all the time. Once had a claim where someone tho...

Yeah, that’s the kicker—most roadside plans are built for the “average” sedan, not something like a Miata or anything even slightly out of the ordinar...

It really does feel unfair sometimes. I get what you mean about dodging chickens and potholes—Hawaii driving is its own thing. Those apps just don’t g...

Totally get that. It’s wild how much more “locked down” EVs feel compared to older cars. I mean, I remember swapping out a radiator hose in my drivewa...

I get your point about monthly checks being a bit much, but honestly, insurance adjusters aren't usually out to nitpick tread depth unless it's obviou...

Yeah, I hear you on the renewal hikes—it's frustrating. I had a similar experience with my truck last year. Premium jumped out of nowhere, and when I ...

Good points about the temperature and corrosion—I've had similar experiences. I used to keep my jump pack in the trunk year-round until one summer day...

Yeah, totally get you on that one. Last summer, I got hit with a citation for "improperly displayed tags" because my classic Mustang's license plate f...

I get why accident forgiveness seems appealing, especially here in Ohio. Our winters really can be brutal, and I've seen plenty of careful drivers end...

True that. When I was fresh outta college, I drove this ancient Civic—loved that car, but let's be real, it wasn't worth much. I bumped my deductible ...

Mileage-based discounts can definitely be legit, especially if you're not driving much. I've seen plenty of folks surprised by how much they save—it's...

I get why you'd feel that way—some adjusters can definitely come across as overly skeptical. But honestly, it's usually less about luck and more about...

Haha, true enough—but honestly, sometimes the SR-22 stuff can linger longer than you'd think. Had a friend who thought he was done, then got hit with ...