tea_richard
tea_richard
@tea_richard
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Topics: 0 / Replies: 11
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RE: Would your insurance hold up if your EV battery suddenly failed?

Yeah, I agree with going independent first. Recently bought my first policy and did some digging—seems like insurers usually classify battery degradat...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That's exactly the kind of story that made me reconsider comprehensive coverage. I'm currently shopping around for my first policy, and honestly, the ...

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RE: insurance denied my claim—what would you do?

That's an interesting point, but I'm honestly hesitant about bringing up regulatory complaints too soon. From what I've read, insurance companies migh...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I get why you'd want changes highlighted, but honestly, isn't it on us to read the fine print carefully? As someone just diving into insurance, I'm tr...

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RE: quick heads-up on Arkansas auto insurance basics

Interesting perspective—I was actually leaning toward getting accident forgiveness myself, mostly because I'm pretty cautious and risk-averse. But you...

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RE: quick heads-up on Arkansas auto insurance basics

Definitely agree with your points, especially about financial stability checks. As someone new to insurance shopping, I've noticed smaller companies o...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

That's interesting to hear—I was assuming military discounts would always be the better deal. As someone who's just starting to look into insurance, w...

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RE: saving cash on insurance when you're young and broke

Same here—I recently installed one of those driving trackers for insurance discounts, and it flagged my "careful" cornering as risky. Definitely an ey...

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RE: is accident forgiveness really worth it in Ohio?

I'm currently shopping around for my first insurance policy, and accident forgiveness is something I've been seriously considering. From what I've gat...

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RE: commercial insurance headache—need some advice

Totally agree with documenting everything carefully. I've heard insurers can get picky about details, especially with custom setups. Also, might be wo...

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RE: stuck between State Farm and Allstate—thoughts?

Recently went through a similar dilemma myself. Ended up choosing State Farm after hearing from family members who had smooth experiences with their c...

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