tea_richard
tea_richard
@tea_richard
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Topics: 0 / Replies: 17
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RE: Why can’t I use my points AND a coupon at checkout?

That’s interesting—makes me wonder if these policies are actually spelled out anywhere, or if it’s just something you find out the hard way at checkou...

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RE: Confused about Illinois car insurance rules—anyone else?

Honestly, I’m right there with you. I keep the paper card in my glove box, but I’m always double-checking if it’s the current one or not. The app is h...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I totally get that feeling—my car’s not exactly a luxury ride either. But I keep thinking about how one random accident could wipe out any savings I’v...

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RE: is accident forgiveness really worth it in Ohio?

I get where you’re coming from. I’m actually in the middle of picking my first policy, and accident forgiveness is one of those things I keep going ba...

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RE: How do they actually decide when a car is “totaled”?

I’m new to all this and honestly, the process still feels a bit mysterious. I get there’s a formula, but when I read “total loss,” my brain just hears...

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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, this is exactly why I’m leaning toward reporting even the tiniest bump. I just got my first insurance policy and the last thing I want is to...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Yeah, I agree with going independent first. Recently bought my first policy and did some digging—seems like insurers usually classify battery degradat...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

That's exactly the kind of story that made me reconsider comprehensive coverage. I'm currently shopping around for my first policy, and honestly, the ...

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RE: insurance denied my claim—what would you do?

That's an interesting point, but I'm honestly hesitant about bringing up regulatory complaints too soon. From what I've read, insurance companies migh...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I get why you'd want changes highlighted, but honestly, isn't it on us to read the fine print carefully? As someone just diving into insurance, I'm tr...

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RE: quick heads-up on Arkansas auto insurance basics

Interesting perspective—I was actually leaning toward getting accident forgiveness myself, mostly because I'm pretty cautious and risk-averse. But you...

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RE: quick heads-up on Arkansas auto insurance basics

Definitely agree with your points, especially about financial stability checks. As someone new to insurance shopping, I've noticed smaller companies o...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

That's interesting to hear—I was assuming military discounts would always be the better deal. As someone who's just starting to look into insurance, w...

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RE: saving cash on insurance when you're young and broke

Same here—I recently installed one of those driving trackers for insurance discounts, and it flagged my "careful" cornering as risky. Definitely an ey...

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RE: is accident forgiveness really worth it in Ohio?

I'm currently shopping around for my first insurance policy, and accident forgiveness is something I've been seriously considering. From what I've gat...

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