Never actually seen a loyalty discount that made a real difference. I tried sticking with the same company for three years—figured it’d be easier, may...
Honestly, I get where you’re coming from. Those tracking apps sound good on paper, but real life is messy. I had one for a while and it felt like I wa...
Binder, envelope, or just a pile on the passenger seat—whatever works, right? I’ve got a folder that’s half receipts, half insurance stuff, and I stil...
Yeah, I get that—it’s wild how fast costs add up, even for something small. I used to just go with the cheapest policy, but after seeing a classmate’s...
Honestly, I’ve been tracking this for a while because I’m trying to keep costs down too. Here’s what I found helps a bit: first, shop around every yea...
That’s basically what happened with my last car too. From what I learned, they total your car if the estimated repair cost is close to or more than it...
Yeah, the .edu email trick is kinda outdated now. I tried just sending my student ID once and the rep basically laughed and asked for a transcript or ...
I get that, but as someone trying to keep costs down, I always wonder where to draw the line. Like, is there a sweet spot between “bare minimum” and g...
I've been in a similar boat—couple speeding tickets, tight budget, you know the drill. Here's what worked for me: first, shop around online and get qu...
I'm still figuring out the whole insurance thing myself—being a student driver, budget's tight, so I'm always looking for practical ways to save. Big ...
Good points about the deductibles... I'm still pretty new to driving, but I've been crunching numbers like crazy trying to figure out insurance. State...
Yeah, that's definitely true. For me, the defensive driving course was mostly helpful in building confidence through structured practice. But honestly...
Yeah, I get the logic behind protecting docs, but honestly, city rules on classic car storage seem like they're stepping into overkill territory. I me...
Good point about accident forgiveness—I didn't think of that at first either. When I was comparing, I called both companies directly and asked step-by...