Car insurance discussions and local services.
susanpainter
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Topics and replies this member has contributed.
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
Yeah, middle-ground usually works best, but honestly it depends on your personal situation. I've seen folks underestimate their risk and regret it later... better to pay a bit more monthly than get blindsided by a huge b...
RE: lower premiums vs higher coverage - what's your sweet spot?
Yeah, I've seen that happen more times than I'd like to admit. People think they're saving money by cutting corners, but it usually comes back to bite them. I mean, sure, winter roads are sketchy, but summer has its own ...
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?
Yeah, I've seen that happen before - city codes and insurance don't always line up neatly. Sometimes the upgrades cities require aren't the same ones insurers see as genuinely lowering risk. Did your insurer mention any ...
RE: finally found an insurance company in CA that doesn't drive me nuts
Running out of gas is usually covered from what I've seen, but it can depend on the specific policy. I remember a few years back, I was driving home late at night and totally spaced on filling up earlier. Ended up strand...
RE: gotta file an SR-22 in AZ? here's something interesting i found out
I get why it's frustrating, insurance companies definitely aren't known for their clarity - I've seen it firsthand plenty of times. Thing is, insurers rely heavily on statistics, and even if you've been driving clean for...
RE: Dealing with insurance folks - anyone got tips?
Yeah, unfortunately that's pretty common. I've seen it from both sides, and honestly, adjusters usually have some wiggle room built into their initial offers. Did you end up needing to provide extra documentation or was ...
RE: DO I REALLY NEED EXTRA INSURANCE FOR MY RENTAL CAR?
That's smart. I deal with claims all day, and you'd be surprised how often people assume they're covered when they're not. Last year, I rented a car in Florida and double-checked with my insurer beforehand - turns out my...