I’ve seen both sides of this, and honestly, there’s no one-size-fits-all answer. The big carriers definitely have the financial backing, but that does...

Insurance contracts are definitely dense, but I do think there’s more to it than just “lazy communication.” I’ve seen firsthand how policy language ge...

When Does It Make Sense to Drop the “All-In” Coverage? That’s a fair point about people keeping full coverage out of habit. I see it all the time—fol...

You’re spot on about those “loss of use” fees catching people off guard. I’ve seen plenty of claims where folks assumed their regular policy would cov...

Honestly, that’s pretty standard. Carriers have to go by what’s provable, and aftermarket parts are a gray area unless you’ve got receipts and photos....

That’s a fair point. Auto claims usually have more standardized pricing, but with roofs, there’s a lot more room for interpretation. Materials, labor ...

Title: EV Battery Failures and Insurance—Still a Lot of Gray Area I get where you’re coming from, but I think it’s a bit more nuanced than just “insu...

I get the appeal of laminating, but just a heads-up—some states actually prefer you don't laminate official docs like insurance cards. Had a client on...

You're definitely not alone there. From my experience, most people initially sign up for defensive driving courses primarily to snag that insurance br...

I've handled several claims involving these newer sensors, and honestly, it's a mixed bag. On one hand, they're great for safety and convenience, but ...

You're right to be cautious—insurance can definitely feel like a gamble sometimes. From my experience, skipping minor claims can make sense if the rep...

Yeah, fraud detection systems seem pretty hit-or-miss sometimes. I once had my card declined at a local grocery store I've shopped at for years, yet s...