surfing459
@surfing459
Active Member
Joined:
Topics: 1 / Replies: 14
Reply
RE: Why California’s minimum car insurance might not be enough

Yeah, I hear you on the uninsured/underinsured coverage not being as smooth as they make it sound. I had a minor accident a couple years ago—other dri...

Reply
RE: Why did my GEICO premium jump so much this year?

I totally get what you mean about the “exposure” thing. I remember when my daughter started driving, we added her old Corolla to our policy—nothing fa...

Reply
RE: Would you risk a higher deductible to lower your insurance bill?

I hear you on that. I tried the “save now, pay later” route once, and let’s just say my bank account still remembers the lesson. With my luck, the one...

Reply
RE: Do you really need extra insurance for a rental in Montana?

That “loss of use” fee really does sneak up on people. I learned that the hard way a few years back after a fender bender in a rental—thought my card ...

Reply
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Yeah, I totally get what you mean. I remember when I first got my license, I just asked for “full coverage” thinking it meant everything was covered. ...

Reply
RE: Insurance paid way less than what it cost me to replace my roof

That’s the truth. I learned the hard way after a fender bender a few years back—thought my “full coverage” would take care of everything, but then the...

Reply
RE: Confused about Illinois car insurance rules—anyone else?

I can see why folks are comfortable just using their phone, but I still keep a paper card in my glove box out of habit. I had a weird experience a cou...

Reply
RE: Roadside help added to my insurance—totally worth it?

Yeah, I’ve had that same uneasy feeling a couple times. One winter, I got stuck on a back road and the tow truck they sent looked like it was held tog...

Reply
RE: Would your insurance hold up if your EV battery suddenly failed?

I’ve had the same runaround, and it’s honestly made me a little paranoid. Last year, I spent a good hour on the phone with my insurer, trying to get t...

Reply
RE: Deductibles and premiums—what's the real deal?

That’s exactly it. I used to think I was being smart by picking the lowest monthly payment, but then I had a run-in with a rogue shopping cart in a pa...

Reply
RE: Insurance renewal hikes caught me off guard

It’s wild how much you have to dig just to figure out what’s actually covered. I totally get the sticky notes and screenshots thing—my glovebox is a g...

Reply
RE: Tried temporary insurance coverage—worth it or waste of money?

Totally agree with this. I used to think temp coverage was just another upsell, until a friend borrowed my car for literally one afternoon and got rea...

Reply
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I totally get the frustration with city checklists. A couple years back, I thought I'd do the responsible thing and follow every single guideline they...

Reply
RE: Sneaky Auto Insurance Exclusions You Might've Missed

Yikes, that's a bit unsettling... but honestly, I'm not totally surprised. A few years back, my coworker had a similar thing happen. She'd been commut...

Scroll to Top