Car insurance discussions and local services.
surfer343114
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Topics and replies this member has contributed.
RE: Why California’s minimum car insurance might not be enough
I totally get that feeling. For a long time, I was in the same boat - my car mostly sat parked except for the occasional grocery run or weekend trip. Paying for insurance felt like tossing money into a black hole. But th...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I get where you’re coming from - my last switch was to a smaller agency because the quote was just too good to pass up. At first, it was smooth sailing, but when I actually needed them after a fender bender, it was like ...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I hear you on the “peace of mind” thing - my version is not having to do mental math every time I park in a crowded lot. I commute about 60 miles a day, so my car’s basically my second home. A few years back, I went with...
RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?
I get the peace of mind argument, but I’ve actually had the opposite experience a couple times. Last year, I got a “decent” quote from my old insurer and almost just renewed out of habit. But I decided to compare a few o...
RE: Confused about insurance rules in South Dakota - help me figure this out
Honestly, I get where you’re coming from, but I actually think the sticky note trick isn’t as weird as it feels. I’ve used colored tape before to point out scratches, and the adjuster didn’t bat an eye - actually thanked...
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?
I get where you’re coming from, but I’ll admit I lean a bit the other way. I drive about 60 miles round trip every day, and honestly, the math just never worked for me with a super low deductible. I did the spreadsheet t...
RE: Roadside help added to my insurance - totally worth it?
That “preferred provider” thing always gets me. Had a similar situation with my old Volvo wagon - needed a flatbed because of the low clearance, but their provider only had regular tow trucks that would’ve wrecked the fr...
RE: saving cash on insurance when you're young and broke
Had a similar debate with myself last year when my old Civic started having issues. That really hits home. I did the math - turns out, after three years of paying for comprehensive, I’d have spent more than my car’s act...
RE: Insurance paid way less than what it cost me to replace my roof
I ran into something similar a couple years back - insurance adjuster wanted every scrap of documentation for my roof, including the permit and inspection sign-off. I’d kept the permit but totally forgot about the inspec...