summitshadow640
Discussion activity
Topics and replies this member has contributed.
RE: How did you feel after your first accident and dealing with insurance?
I’m actually in the middle of my first insurance thing right now, and I keep asking myself if I’m missing something. Like, do they really need every oil change receipt? That’s exactly how it feels. Does anyone actually ...
RE: How I got my car registered and insured in MA (step-by-step, sorta)
Rodent tape, huh? I’ve seen that stuff at the hardware store but wasn’t sure if it was just a gimmick or actually worked. Did you have to wrap every wire, or just certain spots? Also, does insurance care if you use stuff...
RE: What happens if your rideshare app is between trips and you get into an accident?
Honestly, I’m in the same boat trying to figure all this out. I just started looking into rideshare insurance and it’s wild how unclear everything is. When I called my agent, they gave me that “depends on the situation” ...
RE: Car insurance in Wyoming: who actually treats you right?
I get what you’re saying about calling agents, but is it always better to go with a smaller local company? I keep hearing they’re more personal, but what if you have to file a claim out of state or need 24/7 help? Do the...
RE: Would you risk a higher deductible to lower your insurance bill?
I keep going back and forth on this. Like you said, I get the logic behind saving money with a higher deductible, but I’m honestly not sure how I’d handle that sudden cost if something happened. Has anyone ever regrette...
RE: How is ACV not just a fancy way to pay us less?
Is it really true that all the receipts and maintenance don’t matter at all? I get that ACV is based on market value, but wouldn’t a super well-maintained car be worth a bit more than an average one? Or is that just wish...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
Honestly, I’m just starting to look into car insurance for the first time, and it’s already kind of overwhelming. Is it really true that loyalty doesn’t help at all? I always thought sticking with one company would get y...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I’m new to all this and honestly, it’s kinda wild how much your “label” follows you. Is it true that even if you haven’t had an accident, just one ticket can bump you into high-risk? Also, do those local companies actual...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I’m right in the middle of trying to figure this stuff out for the first time, and honestly, it’s kind of wild how many “maybe” answers I keep getting. I called one company and asked about coverage when I’m just waiting ...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
I’ve been wondering about this - do you really need to keep *everything*? I just started driving for Lyft and the amount of paperwork is already making my brain melt. Is it overkill to save every tiny receipt, or does it...
RE: Why does insurance cost more in Houston than Austin or Dallas?
I’m in the same boat, trying to figure out what’s actually necessary and what’s just paranoia. Does anyone else feel like flood insurance is pushed super hard in Houston? I mean, how do you really know if your area is hi...