Car insurance discussions and local services.
summitinventor
Discussion activity
Topics and replies this member has contributed.
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Title: Getting Lost in the Maze of Uber and Lyft Insurance Rules Yeah, those gaps are no joke. I dug into this a while back when my cousin started driving for Lyft. The “waiting for a ride” period - when you’re logged i...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
I hear you on the loyalty thing - it used to mean something, but now it just feels like they count on us being too lazy or nervous to switch. I’ve got a couple of old cars I baby, and I stuck with the same insurance for ...
RE: Getting Lost in the Maze of Uber and Lyft Insurance Rules
Man, I get where you’re coming from. The insurance stuff is a nightmare - feels like they wrote it to confuse us on purpose. I had a buddy who thought he was covered, then got stuck with a $3k bill after some guy sideswi...
RE: Rental car insurance: worth it or just a money grab?
Had a run-in with this a couple years back. Thought I was covered by my card, but after my rental got a scratch, the hoops they made me jump through were ridiculous. Ended up just paying the rental company’s insurance ne...
RE: USAA vs State Farm: which claims process is less of a headache?
Man, I hear you on the “squeaky wheel” thing. I swear, with State Farm, it’s like they’ve got a button labeled “ignore until customer calls twice.” I’ve never tried USAA, but if their app is as moody as you say, that’d d...
RE: Classic car insurance and the annual mileage cap - worth it?
Yeah, I hear you. The mileage cap thing drives me nuts too. I get that they want to keep the risk down, but it’s almost like they expect us to just polish the car and stare at it. I didn’t buy my Chevelle to let it sit u...
RE: Just saved a chunk of cash on car insurance after defensive driving course
Yeah, those apps are a pain. I tried one for a week and it dinged me for “aggressive acceleration” in my ‘72 Chevelle - like, that’s just how it drives. Plus, I don’t need my phone dying halfway through a road trip. I’d ...
RE: Would your insurance hold up if your EV battery suddenly failed?
That “black box” thing is exactly what bugs me too. With my old Chevy, if something’s up, I can usually figure it out with a wrench and a bit of cussing. EV batteries? Forget it. Dealers act like it’s trade secrets, and...
RE: Ever had to deal with car insurance claims in SD? Quick poll
Dealt with something similar a couple years back when some guy backed into my '68 Mustang at a gas station here in SD. Looked like just a minor dent at first, but once I got under the hood, turned out the radiator suppor...
RE: Quick Tips for When Your EV Leaves You Stranded
Had a similar moment, but with my old Mustang - ran outta gas middle of nowhere. No portable charger fix for that, just a long walk and some choice words... Guess tech changes, but lessons stay the same, huh?
RE: Tried temporary insurance coverage - worth it or waste of money?
Yeah, temp insurance can be handy, but honestly, for my classic cars it's been hit or miss. Had a buddy borrow my '68 Mustang once - got temp cover thinking it'd be safer. Turns out the fine print excluded certain vintag...