stormsnowboarder
stormsnowboarder
@stormsnowboarder
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Topics: 0 / Replies: 19
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RE: Finding decent car insurance in Delaware without losing your mind

I get where you’re coming from, but I’m not sure I’d trust those DIY kits for anything bigger than a tiny chip. Tried one once and the crack just kept...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Couldn’t agree more. I’d rather pay a bit more now than get blindsided later. Had a friend who went high-deductible, then got rear-ended—ended up regr...

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RE: Insurance paid way less than what it cost me to replace my roof

I get where you’re coming from, but I’m not totally convinced those paid policy reviews are worth it. I mean, yeah, insurance is full of fine print an...

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RE: little-known ways to snag cheaper insurance in Alaska

Not gonna lie, bundling’s never really been my thing. I get the savings, but I’ve always worried about putting all my eggs in one basket—if there’s a ...

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RE: Why does insurance cost more in Houston than Austin or Dallas?

You nailed it with the zip code thing—Houston definitely gets hit harder. I’ve looked at rates in Sugar Land and Katy, and just crossing a few streets...

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RE: Drowning in Forms: What If Your Insurance Docs Got Lost?

Honestly, I get where you’re coming from. I still keep a paper copy tucked away just in case, but I’ve had the sun-fade thing happen too. One time, th...

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RE: bumped someone's car lightly, no visible damage—should I report?

Honestly, I get the wallet worries. Insurance stuff can be a headache even when you’re just trying to do the right thing. But I lean toward caution, e...

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RE: Just saved a chunk of cash on car insurance after defensive driving course

That’s exactly how I see it. I’d rather take a hit on the app than risk an accident just to avoid a “hard brake” alert. Still, it bugs me that the tec...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

I hear you on the wait times—nothing worse than being stuck in the heat, just hoping the tow truck shows. I’ve had similar luck with State Farm, somet...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, that's been my experience too. Insurance companies can seem rigid at first glance, but sometimes a quick call clears things up. Also, it helps t...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally relate about parking garages... they're a nightmare. Personally, I stick with moderate deductibles but invest more in extra coverage for unins...

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RE: lent my car to a friend, insurance got messy real quick

Had a similar experience a couple years back. Lent my car to my cousin—trusted driver, clean record—but he got rear-ended at a stoplight. Even though ...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I kept comprehensive on my older Civic too, even though it's pushing 12 years now. I get the temptation to save a few bucks each month, but honestly, ...

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RE: Finally figured out how car insurance works in no-fault states

Totally get this. Had a similar issue once—cheaper policy seemed great until I actually needed it. Learned the hard way that reliability matters way m...

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RE: little-known ways to snag cheaper insurance in Alaska

Mileage-based can catch you off guard, true...but honestly, I'd still prefer it. If you're mindful about planning those longer trips, you can usually ...

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