stormfluffy573
@stormfluffy573
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RE: USAA vs State Farm: which claims process is less of a headache?

Honestly, I’ve seen both sides of this with clients—sometimes you hand over a mountain of photos and receipts, and it still drags on. Other times, the...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

I’ve seen this play out in my own neighborhood. There’s a guy two doors down who’s been “restoring” an old Mustang for at least seven years. It’s got ...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, I’ve seen that play out a lot. Had a client once—Army vet, two fender benders in three years—swore the military discount would save him big. Nop...

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RE: saving cash on insurance when you're young and broke

Had a client once who kept full coverage on his 15-year-old sedan—thing was barely holding together. He swore it helped him sleep at night, but honest...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, I've seen similar things with my clients. Military discounts sound great at first, but they're not always the best deal once you factor in extra...

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RE: bumped someone's car lightly, no visible damage—should I report?

Yeah, no kidding. Had a client once who barely nudged someone's bumper—no visible damage at all. A week later, the other driver claimed their backup c...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

I used to think the same way—figured basic PIP was plenty until a client of mine got into a pretty minor accident. Nothing dramatic, just a fender-ben...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Insurance math really is weird sometimes. Had a buddy who clipped his side mirror backing out the garage. Dealer quoted him almost $500, deductible wa...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've noticed AAA slipping a bit too. Had a client recently who switched to a smaller regional service after a similar highway fiasco—said they were qu...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, defensive driving courses can help a bit, but honestly, don't expect miracles. Had a client a couple years back who got hit with a DUI in Idaho—...

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