I hear you on the sticker shock. When I moved here, my rates jumped too—even though I’ve never filed a claim. It’s tough when they don’t really consid...

I get where you’re coming from, but I’m not sure rental coverage is always worth it for everyone. If you have access to another car or public transit,...

I’ve run into the same thing with “full coverage” not being as full as it sounds. When I moved to Delaware, I figured my old policy would just transfe...

While I agree insurers can be overly cautious, I think their hesitation around hypotheticals isn't just about specifics. From my experience, it's also...

I get the appeal of those classic car coverage deals, but honestly, the mileage limits always worried me too. When I had my old Miata, I briefly consi...

Mileage discounts can be helpful, but honestly, I've found them a bit tricky. My insurer offered me a mileage-based discount once, but it required ins...

I get your point about Snapshot, but honestly, I found it helpful. It made me more aware of my driving habits without feeling overly intrusive...thoug...

I get where you're coming from with the numbers—I've done similar calculations myself. But one thing I've learned from commuting daily is that acciden...

I had a similar experience with one of those apps—apparently, braking to avoid wildlife is considered "aggressive driving" now... who knew? But yeah, ...

Defensive driving courses are helpful, but honestly, I've found that maintaining a clean driving record over time makes the biggest difference. Insure...

Exactly—it's surprising how often small details can affect your premium. I'd also suggest reviewing your mileage estimates regularly. I reduced mine a...

Yeah, the term "full coverage" can definitely be misleading. It usually just means you have liability, collision, and comprehensive coverage—but even ...