I get what you’re saying. My last experience with AAA wasn’t great either. I had a minor fender bender late at night, and it took them almost two hour...
Yeah, the “full coverage” label is misleading. People get burned by that all the time. I’ve had a couple of tickets and an accident, so I pay through ...
Had that happen last year—except I actually thought I had "full coverage." Turns out, liability and collision don't mean squat against hail. Learned t...
Couldn’t agree more about not just taking the first offer. As someone with a less-than-perfect record, I’ve seen quotes swing wildly—sometimes by $500...
That’s been my experience too, and to be blunt, it’s not worth the hassle. I’ve had two parked car incidents—first time, no police report, and the ins...
That’s the catch, right? You think you’re saving until one surprise wipes it all out. I’ve always wondered if it’s actually smarter to just pay the hi...
Honestly, I lean toward the “paranoia” side most of the time. I’ve had a few dings on my record, and accident forgiveness barely made a dent in my pre...
I get the logic behind treating insurance like a seatbelt, but I’ve got to say, sometimes that “seatbelt” is more decorative than functional. You said...
I get where you’re coming from, but I’ve actually had the opposite experience. AAA’s been slow a couple times, sure, but at least they didn’t try to n...
I used to think the exact same way—until I had a close call with my Audi on wet roads. Advanced traction control definitely helps, but knowing exactly...
Honestly, I tried the tracking device route once and it was a mixed bag. Sure, it shaved a few bucks off my premium, but the stress of constantly worr...
Had a similar wake-up call myself last year. Always figured comprehensive was just extra padding for cautious drivers—until a deer decided to sprint d...
I've actually had mileage-based insurance before, and honestly, as someone who tends to rack up miles unexpectedly (blame my spontaneous road trips), ...
While I understand your point about safe-driving courses and telematics programs, my experience has been a bit different. I've actually tried one of t...
That's a fair point, though I'd argue reliability varies significantly with local garages—especially in remote areas. I've had mixed experiences mysel...