Honestly, I lean toward the “paranoia” side most of the time. I’ve had a few dings on my record, and accident forgiveness barely made a dent in my pre...

I get the logic behind treating insurance like a seatbelt, but I’ve got to say, sometimes that “seatbelt” is more decorative than functional. You said...

I get where you’re coming from, but I’ve actually had the opposite experience. AAA’s been slow a couple times, sure, but at least they didn’t try to n...

I used to think the exact same way—until I had a close call with my Audi on wet roads. Advanced traction control definitely helps, but knowing exactly...

Honestly, I tried the tracking device route once and it was a mixed bag. Sure, it shaved a few bucks off my premium, but the stress of constantly worr...

Had a similar wake-up call myself last year. Always figured comprehensive was just extra padding for cautious drivers—until a deer decided to sprint d...

I've actually had mileage-based insurance before, and honestly, as someone who tends to rack up miles unexpectedly (blame my spontaneous road trips), ...

While I understand your point about safe-driving courses and telematics programs, my experience has been a bit different. I've actually tried one of t...

That's a fair point, though I'd argue reliability varies significantly with local garages—especially in remote areas. I've had mixed experiences mysel...

Been there myself—those bundled perks can be pretty misleading. As someone who's had a few run-ins (and premiums to match), I found that shopping arou...