Went through something similar when we switched companies last year. I usually aim for somewhere in the middle—minimum felt too risky, but the highest...

I've bounced between big and small insurers myself, and honestly, both have their quirks. Big companies gave me clearer terms but felt like pulling te...

Haha, totally feel you on this. When I first moved up here, I thought I'd save by tweaking deductibles seasonally... big mistake. Ended up forgetting ...

Totally agree that your driving record usually hits harder than location. When we moved from Jackson out to a smaller town, our premium dropped a bit,...

Had a similar experience here. My driving record's pretty clean, but moving from Gulfport into a smaller town still lowered my rate noticeably. Seems ...

I've used a local roadside service for years now—cheaper than AAA and they've never left me hanging, even out in the sticks. Coverage-wise they're pre...

I tried telematics too, mostly to save a few bucks on insurance. Didn't think it'd change my driving habits much, but turns out I was accelerating too...

Totally agree about smaller insurers—I switched to a local provider last year and it shaved off a decent chunk from my premium. Another thing that hel...

I get your point, but honestly, I've always found temporary insurance more hassle than it's worth. Last summer, I needed coverage for just a month whi...

I've tried the whole "turn off climate control" thing when my gas gauge was scraping empty, and honestly, it seemed more psychological than anything. ...

When I had my accident a couple years back, I missed a few half-days for doc appointments and dealing with repairs. My insurer covered them, but only ...

Been there, done that... thought I'd save money skipping the lawyer, but insurance companies know exactly how to wear you down. For anything serious, ...