stevencollector
@stevencollector
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Topics: 0 / Replies: 16
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RE: What to do when the other driver has no insurance

I totally get the checklist thing—my brain just blanks out in those moments. I’ve heard stories where people forgot to take photos or missed a tiny de...

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RE: When The Other Driver Disappears: Uninsured Motorist Coverage In Action

I used to think I was organized until I actually needed my registration and had to dig through a pile of napkins, old gum wrappers, and random cables....

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RE: Are those price-checker sites actually reliable?

I've noticed that sometimes even checking multiple sources doesn't help much, because a lot of these sites seem to pull from the same databases anyway...

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RE: saving cash on insurance when you're young and broke

I totally get that feeling of being watched—it's why I haven't jumped on the telematics bandwagon yet. Sure, the discount's tempting, but I'd rather s...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, reviews help, but honestly I wouldn't rely on them completely—people usually only post when they're either super happy or really ticked off. I'd...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

You're spot on about those fine-print quirks. When I insured my '71 Corvette, I thought PIP would be straightforward—boy, was I wrong. Classic car pol...

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RE: Confused about Illinois car insurance rules—anyone else?

Yeah, totally get that. I used to keep mine pretty high too, thinking I'd never need it. Then one morning, someone rear-ended me at a stoplight—wasn't...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Yeah, I totally get that. I've been thinking about installing one myself—my car's loaded with electronics, and I'm always paranoid about battery drain...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Same here, learned that lesson the hard way myself. Digital seems convenient until something goes sideways—I've had my phone randomly reboot right whe...

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RE: anyone else feel like AAA insurance isn't what it used to be?

I've wondered the same thing lately. AAA used to feel like a safety net, but now it seems more like a middleman. I guess the main advantage is conveni...

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RE: Car Insurance in Delaware—Any Hidden Gems or Hacks?

Yeah, I totally relate about that tracker anxiety. At one point, I caught myself slowing down at yellow lights wayyy too early just to avoid braking t...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

I get the point about shopping around, but honestly, switching insurers every couple years can be a hassle. I've stuck with USAA for a while now—not b...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, roadside assistance can be a gamble no matter who you're with. Honestly, I'd lean toward whichever company has a better reputation for handling ...

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RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"

Yeah, Honolulu neighborhoods can be tricky like that. When I moved from Waikiki to Kailua, I thought I'd see a big drop since it's quieter and feels s...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

Yeah, those small-town speed traps can really sneak up on you...been there myself. Glad your premiums eventually dropped back down—insurance companies...

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