Man, you nailed it with the “livestock avoidance” setting—if only these apps had a clue about what actually happens on our roads. I’ve had my ‘68 Volv...
That’s exactly what happened to me. I was so focused on not braking too hard that I almost missed a turn once. I get why they do it, but it takes some...
Couldn’t agree more about the rental coverage—learned that the hard way after my ‘68 Mustang got rear-ended. Thought I’d save a few bucks skipping it,...
Funny you mention “other structures”—I had no idea my detached garage (where I keep my ‘72 Chevelle) wasn’t automatically covered under my first polic...
I get where you’re coming from about the water backup add-on. I used to think it was just another upsell until my neighbor’s finished basement got wre...
The last time I registered my ‘72 Chevelle, the clerk asked for a “previous registration certificate”—I’d only ever had the title and bill of sale. En...
That’s exactly what worries me. I had a ‘72 Cutlass that I let my neighbor drive once for a parade—just once, mind you—and when he bumped a curb and c...
State Farm and OEM parts... yeah, that’s a headache I know all too well. I had to go back and forth with them about a replacement fender for my ’72 Ch...
Extra Insurance Feels Like Overkill Sometimes That’s a fair point, but honestly, I’ve rented cars all over the place and never once had a rental co...
That “periods” thing tripped me up too. Reminds me of when I tried to get classic car insurance for a side gig and the agent flat-out told me, “If yo...
That hits home. I used to think I’d just dip into savings if something happened, but when my ‘72 Chevelle got a cracked windshield, I realized I’d und...
I get what you’re saying about “gradual deterioration.” Reminds me of when I had to replace the clutch in my ‘68 Mustang—insurance didn’t touch that, ...
That’s exactly why I never bothered with those apps—my ‘72 Chevelle doesn’t even have a computer, let alone a phone mount. I get the idea behind track...
Had a similar experience myself a while back. I used to chase the lowest premiums too, thinking insurance was just a box to tick off. Then one day, so...
Yeah, I've noticed the same thing. A buddy of mine—retired Air Force—tried stacking his military discount with loyalty perks, and the insurer basicall...