It’s wild how the “rental reimbursement” line looks so reassuring until you actually need it. I ran into this a couple years back—my daily driver was ...

I totally get the need for a “full breakdown”—I’m the same way with my cars and my health coverage. I’ve spent more time than I care to admit poring o...

That feeling is all too familiar. There’s something reassuring about having a local agent you can actually talk to, especially if you’re dealing with ...

Would You Stick With Your Insurer For Free Coffee Or Movie Tickets? I get the appeal of free stuff—who doesn’t like a little bonus now and then? But ...

That’s a good point about the weather risks. I’ve noticed that, too—Houston just seems to get hit with everything from hail to hurricanes. One thing I...

Good point about calling ahead—I've had similar experiences tracking down vintage carburetor parts. Those sites rarely pick up on niche inventory or l...

I had a similar experience a few winters back with my classic Mustang—just a tiny slide on some ice, barely scratched the other car, but my premium st...

I've always wondered about this myself, especially since my older car tends to be a bit temperamental on longer drives. Last summer, I had to get towe...

Interesting take, though I'm still a bit skeptical about how much these trackers genuinely adapt. I've got a classic Mustang, and driving it gently en...

I see your point about comprehensive coverage not always being as beneficial as we assume. Still, I think it might be worth considering a different an...

I've been following this thread because I'm in a similar boat—trying to decide between these two myself. I appreciate your breakdown, especially the p...

Interesting perspective, though I tend to be a bit skeptical about these waivers myself. Last summer, I rented a classic Mustang convertible for a wee...