Dashcam footage definitely helps sometimes, but it's not always a slam dunk. I've seen cases where the video clearly showed fault, and claims were set...

Couldn't agree more about zip ties. Had an old sedan that liked to randomly disconnect its battery cable on bumpy roads. After a few frustrating roads...

Totally relate to the fridge and car stories—been there, done that, got the empty wallet to prove it. For me, picking a deductible is all about being ...