I totally get what you mean about the “discount lottery”—that’s a perfect way to put it. I’ve run into this at gas stations too, especially when I’m t...

I’ve wrestled with this too, especially when my oldest started driving. Here’s how I looked at it: First, check what accident forgiveness actually cos...

Honestly, I get the whole “do what makes you comfortable” thing, but I think there’s a bit more strategy to it than just gut feeling. I used to always...

FAX MACHINES AND FORMS: WHY IS IT STILL THIS HARD? Faxing feels like a weird time warp, right? I had to fax over a bill of sale for a totaled car las...

Honestly, I’m with you on the “read the fine print” thing—learned that one the hard way when my old policy only covered tows up to 5 miles. Ended up p...

That’s been my experience too, but telematics did actually help me knock about $15/month off last year. It wasn’t a massive difference, but every bit ...

That’s exactly how I felt last year—like every box had to be perfect or the whole thing would get tossed. I get why they want all the details, but som...