spirituality135
spirituality135
@spirituality135
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Topics: 1 / Replies: 17
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RE: Getting caught without car insurance in Iowa is no joke

Yeah, I’ve noticed the same thing—some officers are cool with a digital card, others act like you’re trying to scam them. I keep a paper copy in my gl...

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RE: Why can’t I use my points AND a coupon at checkout?

Yeah, totally feel you on that “system won’t let you” moment—happens to me all the time at the grocery store. I think it’s because a lot of stores tre...

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RE: Getting that student discount on car insurance… not as easy as I thought

Yeah, I’ve run into the same thing with those apps. I drive a lot for work and late at night, and it’s like they assume every non-daytime trip is a re...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Totally get where you’re coming from. I’ve seen the same thing—tech that’s supposed to help ends up causing more headaches, and the “discounts” barely...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I’ve noticed it too. Used to be you could talk your way out of the extra fee if you were just a bit over, but lately it feels like they’re stick...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

That’s a solid way to put it. I used to go for the lowest deductible just for peace of mind, but honestly, those higher premiums add up fast if you’re...

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RE: Would your insurance hold up if your EV battery suddenly failed?

That’s pretty much my experience too. Most auto insurance policies treat battery failure as “wear and tear,” so unless it’s damaged in an accident or ...

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RE: Confused about Illinois car insurance rules—anyone else?

My coworker had dashcam footage that clearly showed the other driver running a red light. He said it sped things up significantly with his insurer. Ma...

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RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Switched agents within State Farm a couple years back... it did make a difference for me. My original agent was nice enough but slow to respond, espec...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

I've heard similar stories about insurers checking mileage, but from what I've seen, it's usually not as strict as people fear. A friend of mine had a...

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RE: how bad would insurance spike after a DUI in Idaho?

Agreed, smaller insurers aren't always the best bet after a major violation. I don't have a DUI, but after an at-fault accident a couple years ago, my...

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RE: quick heads-up on Arkansas auto insurance basics

We considered a specialty policy too, but with my daily commute to Little Rock, I figured we'd blow past the mileage cap pretty quick. Curious, did th...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Haha, learned that lesson myself. Tried cardboard once thinking it'd soak up the drips—big mistake. Oil soaked right through overnight and left a nast...

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RE: quick heads-up on Arkansas auto insurance basics

Yeah, glass coverage is sneaky like that... learned the hard way myself. Also heads-up: roadside assistance isn't always standard either—found out aft...

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RE: Tried temporary insurance coverage—worth it or waste of money?

Couldn't agree more. I commute daily, and honestly, temporary coverage just adds unnecessary stress. Had a coworker who thought he'd save money by goi...

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