I've heard similar stories about insurers checking mileage, but from what I've seen, it's usually not as strict as people fear. A friend of mine had a...

Agreed, smaller insurers aren't always the best bet after a major violation. I don't have a DUI, but after an at-fault accident a couple years ago, my...

We considered a specialty policy too, but with my daily commute to Little Rock, I figured we'd blow past the mileage cap pretty quick. Curious, did th...

Haha, learned that lesson myself. Tried cardboard once thinking it'd soak up the drips—big mistake. Oil soaked right through overnight and left a nast...

Yeah, glass coverage is sneaky like that... learned the hard way myself. Also heads-up: roadside assistance isn't always standard either—found out aft...

Couldn't agree more. I commute daily, and honestly, temporary coverage just adds unnecessary stress. Had a coworker who thought he'd save money by goi...

Yeah, it's definitely not a one-size-fits-all thing. Usually, the owner's policy is primary since insurance typically follows the car, not the driver....

Definitely smart to have your own photos handy—insurance companies can get pretty picky about details. I once had a minor scrape in a parking lot, and...