Had a run-in with this exact issue last year. Here’s how it played out for me: - Went with a budget insurer to save about $18/month. - Rear-ended at ...

- Totally agree, the “it won’t happen to me” mindset is everywhere. I used to think parking way out in the lot would save me, but nope—still got a nic...

I get the logic behind med pay, but honestly, I’ve always felt like it’s a bit redundant if you’ve got solid health insurance. Here’s my take: - Most...

- Totally agree, but sometimes I wonder if it’s just noise to them. I’ve tried the “squeaky wheel” thing too, and yeah, got a tiny discount, but it fe...

- I get the concern about “secure” lots—seen a few that look more like abandoned warehouses than anything I’d trust with a classic. - On the flip side...

- Definitely agree on preventive maintenance, but even then, stuff happens. I started carrying a small kit after my alternator belt snapped halfway th...

Had a similar experience last month driving through rural Wisconsin. A charging station I planned on using was out of order, and the next one was 30 m...

I've had mixed experiences myself—group discounts can definitely work out, but you nailed it with the fine print comment. A few years back, I got one ...