Title: Tried High Deductible, Not Worth It for Me Did the math on this last year and went for a higher deductible to lower my monthly payments. Here'...

Good tip on the credit card perks—never thought about checking mine. But honestly, as someone with a couple speeding tickets on record, my main headac...

Yeah, cold weather definitely hits harder than most people realize. Learned that the hard way last winter—thought I had plenty of juice left, but ende...

Yeah, I get what you're saying, but honestly, it depends a lot on your driving style and how comfortable you are with risk. I've always been a bit of ...

I've been in your shoes—high-risk driver here too, thanks to a couple of fender-benders. Raising the deductible isn't always the best move for us. Ins...

Honestly, it's not rocket science, but you can't slack off either. I've had to deal with SR-22 twice now (yeah, learned the hard way), and here's what...

Same thing happened to me twice—rear-ended both times, totally not my fault. Filed claims exactly as instructed, step-by-step: police report, insurer ...

I get your point about peace of mind, but honestly, as someone who's had their fair share of tickets and fender-benders, temporary insurance has actua...

Yeah, that's a pretty accurate description. Been there myself, and it's exhausting. Just keep documenting everything clearly—dates, charges, calls mad...

Couldn't agree more. Learned this the hard way after my first accident—cheap policy, sky-high deductible, and suddenly I'm out a grand for a minor fen...