space199
space199
@space199
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RE: USAA vs State Farm: which claims process is less of a headache?

I had to file a claim with State Farm last year after a fender bender, and honestly, it wasn’t too bad, but I did have to chase my adjuster a couple t...

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RE: Classic car insurance and the annual mileage cap—worth it?

I get what you mean about rationing drives—it’s kind of a buzzkill when you just want to enjoy the car. I’ve been thinking about picking up an older M...

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RE: is accident forgiveness really worth it in Ohio?

Honestly, I’ve gone back and forth on this. My cousin paid extra for accident forgiveness, but he’s barely driven since moving to Columbus for school....

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RE: stuck between Geico and Progressive in NY, thoughts?

I totally get the stress about picking the “right” shop—my cousin had a nightmare with Geico’s network last year. She ended up waiting weeks for parts...

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RE: Confused about insurance rules in South Dakota—help me figure this out

I totally get the struggle with juggling both digital and paper cards. I tried showing my phone at a checkpoint once, and the officer just gave me thi...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

Honestly, I kind of get what you mean. Last year, someone scraped the side of my old Civic while I was working a shift—no note, no cameras, nothing. I...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

I totally get that. My parents always stuck with the same insurer because they thought being “long-time customers” meant something special, but when I...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Full Coverage Isn’t Really “Full” At All Yeah, that “full coverage” thing tripped me up too. When I first started driving, I just went with whatever ...

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RE: SHOP AROUND OR STICK WITH THE FIRST DECENT QUOTE?

I totally get the brain-melt thing—after a while, all the quotes just blur together and you start questioning if “comprehensive” even means anything. ...

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RE: Someone smashed my parked car—deal with insurance or call the cops?

I totally get the paperwork circus thing—last year, someone sideswiped my old Civic while it was parked at the mall, and I swear, I spent more time fi...

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RE: Can Military Folks Really Get Cheaper Insurance Rates?

Yeah, I’ve noticed the same thing. I got all excited about “military rates” when I first started shopping for insurance, thinking I’d stumbled onto so...

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RE: Confused about Illinois car insurance rules—anyone else?

Totally get this. When I moved to Illinois last summer, I figured I'd stick with my old insurer from Indiana for a bit—thought it'd be easier, right? ...

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RE: Navigating the whole SR-22 thing in Kansas without losing your mind

I wish I'd thought to ask around in local groups first... would've saved me some stress for sure. I ended up just going with the cheapest quote I foun...

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RE: finally found an insurance company in CA that doesn't drive me nuts

Same thing happened to me when I moved closer to campus last year. My old neighborhood was pretty quiet, but suddenly my premiums jumped—apparently be...

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RE: Finally figured out how car insurance works in no-fault states

I noticed the same thing when I was getting quotes. My driving record's clean so far (fingers crossed it stays that way), but when I moved from my par...

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