Couldn't agree more. Raising deductibles can be tempting, but it's crucial to realistically assess your emergency fund first. Better to pay a bit extr...

Had a similar close call myself. Got sideswiped in a parking lot, nothing major but enough to leave a noticeable scratch. Didn't think much of it unti...

Short-term coverage can definitely ease anxiety, but I'd caution against relying on it too heavily. A friend of mine had a short-term policy last year...