Bundling isn’t always the magic bullet people think it is—sometimes you save, sometimes you just end up with more paperwork. Delaware does have some w...

Bundling still beats most of the fancy tracking apps, at least up here. I’ve seen folks get all excited about telematics, but if you’re driving at wei...

State Farm and Farm Bureau both have big followings, but honestly, the devil’s in the details with both. I tell people all the time—don’t get caught u...

Deductibles matter, sure, but honestly coverage limits and exclusions are just as critical. Seen plenty of folks get burned thinking they're covered b...

True, but be careful with that. Even informal chats can sometimes get logged as "inquiries," and too many of those might flag you as higher risk down ...

Dashcams are handy, sure, but insurers aren't exactly lining up to hand out discounts for them. I've seen maybe one or two smaller outfits toss in a m...

That's a pretty sensible approach, but honestly, it's not always about the math. Some folks just sleep better knowing they're covered for worst-case s...

Yeah, aftermarket parts can be hit or miss...but they're not always a disaster. Had a windshield replaced after a rock cracked it—went aftermarket ins...

Yeah, accident forgiveness can be hit or miss. In Ohio, one at-fault accident can spike your rates by around 30-40% for a few years. If you're newer t...