I've handled claims involving both companies, and honestly, they're both pretty solid when it comes to actually paying out. State Farm tends to be qui...

Insurers definitely put a lot of weight on speeding tickets—it's all about risk assessment. A ticket signals to them that you're more likely to have a...

I see your logic, and in theory, it makes sense. But from my experience handling claims, people often underestimate how quickly repair costs can escal...

Military insurers can definitely offer some perks, but they're not a guaranteed golden ticket. From what I've seen, insurers catering to military memb...

Yeah, from what I've seen, it's usually not intentional—more like the left hand doesn't know what the right hand is doing. Policies can be dense, and ...

A couple years ago I had a similar situation—someone charged a $5 coffee at a gas station I'd never been to. Thought it was just a mistake at first, b...

Yeah, from what I've seen working in claims, a DUI really is one of the worst hits your insurance can take. Had a client once whose premium nearly tri...

That's actually a pretty smart approach, especially if you're disciplined enough to keep that fund untouched. From what I've seen, people often undere...