You nailed it. I once spent an hour on the phone with a rep just to get a $70 discount because I pointed out my car barely leaves the garage. Felt lik...

Not gonna lie, I’ve seen some of the “big name” agents get stumped by agreed value too—one guy told me it was “just what the car’s worth on Kelley Blu...

Honestly, I thought the cap would be a breeze too, but it’s like calories—you think you’re under until you actually track it. I started making excuses...

Honestly, “like kind and quality” has become my personal drinking game at this point—take a shot every time someone says it and you’ll need a nap by n...

Yeah, I’ve had that happen too—one week I’m stacking points and coupons like a pro, next week I’m getting the side-eye for even asking. Once, a cashie...

I totally get the “am I being paranoid or just prepared?” dilemma. I mean, I once had a guy try to claim I’d hit his car in a parking lot, and if I ha...

Yeah, those military discounts are a bit like the “free” bread at a restaurant—nice in theory, but sometimes you’re paying for it somewhere else on th...

Totally get the drum brake thing—my uncle swore by them on his old Falcon. He'd always joke that discs were for people who didn't know how to plan ahe...

Haha, reminds me of my old convertible. Every summer road trip, without fail, it'd sputter and cough halfway up any decent-sized hill. I swear it had ...

I learned this lesson the hard way too. Got stranded about 40 miles from home when my alternator decided to call it quits. Thought I was covered until...

I've gotta admit, I laughed reading this because it brought back memories of the time I was stuck on the side of the road in a snowstorm. Had AAA at t...

I totally get what you're saying about claims handling. A few years back, I switched from a military-focused insurer to a mainstream one because the r...

Haha, I feel your pain. Reminds me of when I backed into my neighbor's mailbox (don't ask). Thought it'd be a quick fix, but nope—my small insurer pra...