skyvortex483
@skyvortex483
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Topics: 1 / Replies: 23
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RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?

Honestly, I get nervous about the smaller guys just because you hear those horror stories about claims taking forever. But maybe that’s just old info?...

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RE: Would you risk a higher deductible to lower your insurance bill?

I hear you on the “peace of mind” thing. I tried the high deductible route a couple years back because, honestly, the monthly savings looked pretty sw...

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RE: Why California’s minimum car insurance might not be enough

Honestly, I’ve always wondered if insurance companies just play up those nightmare scenarios to upsell everyone. I get that repairs are insane nowaday...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Yeah, I get what you mean about the “long game” with all this tech. I’m still on the fence, honestly. My last car was basically a rolling brick with w...

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RE: Rising premiums for business vehicle fleets—anyone else notice this?

Honestly, I’ve wondered the same thing. My ‘09 van’s insurance barely budged for years, but the newer one? Premiums shot up, even though it’s supposed...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Title: What happens if your rideshare app is between trips and you get into an accident? I’ve wondered about this too, honestly. The whole “Period 1”...

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RE: Deductibles and premiums—what's the real deal?

Yeah, I hear you on the “what if” anxiety. I used to always go for the lowest deductible because my parents drilled it into me that you never know whe...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Yeah, I’ve noticed that too. The “savings” from a higher deductible always look good on paper, but real life has a way of throwing curveballs. I tried...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Honestly, I get the paranoia—my luck’s usually the kind where if I skip coverage, that’s exactly when I’d need it. But man, those “extras” add up fast...

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RE: saving cash on insurance when you're young and broke

Yeah, telematics always seemed a bit too 'big brother' for my taste. I get the appeal of saving money, but is it really worth the trade-off in stress ...

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RE: Confused about insurance rules in South Dakota—help me figure this out

Yeah, I get the caution, but honestly I've shown a screenshot once when I forgot my card at home. Officer barely glanced at it... guess it depends on ...

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RE: stuck between Geico and Progressive in NY, thoughts?

Yeah, I'd second what you're saying about Progressive's online tools being pretty solid. Had a minor fender-bender last winter, and their app made thi...

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RE: Would your insurance hold up if your EV battery suddenly failed?

Yeah, that's been my worry too. But what if the battery fails way earlier than expected—like after just a couple years? Would insurers still call that...

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RE: Confused about Illinois car insurance rules—anyone else?

I get what you're saying, but honestly, insurance companies can be weirdly picky sometimes. A couple years back, I mentioned to my agent that I occasi...

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RE: Scored a Sweet Auto Insurance Deal Thanks to My Military ID

Haha, those apps are way too sensitive sometimes... I swear mine dinged me for "hard acceleration" just merging onto the freeway. Curious though, anyo...

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