Yeah, those moose are no joke... seen plenty of claims from run-ins with wildlife. Honestly, any course that sharpens your road awareness is worth it—...

From what I've seen handling claims, insurers do eventually ease up—but don't expect miracles. A DUI is a major red flag, and most carriers will keep ...

Yeah, adding onto an existing policy is usually the smarter move. Standalone temporary coverage can be a real headache—I've seen plenty of claims wher...

Honestly, I'd skip reporting if there's zero visible damage. Had a similar thing happen to me—barely tapped a newer sedan, owner freaked out about sen...

Gotta disagree a bit here—insurance companies aren't just winging it or using some secret checklist. They're pretty clear (in their own convoluted way...