Yeah, that’s the catch with mileage-based policies—they’re great if you’re super predictable with your driving. But the minute you take a road trip or...

WHAT TO DO WHEN THE OTHER DRIVER HAS NO INSURANCE I get the frustration but honestly, a lot of the “maze” is just people not reading their policy or ...

I’ll be blunt: tech is great—until it isn’t. You’re not alone with the State Farm app headaches. I’ve seen more claims get stalled by “upload errors” ...

Not sure I buy into the “hidden fees” panic as much as some folks do. Most of the time, if you actually read the policy, the info’s right there. Yeah,...

Couldn’t agree more. I’ve seen people get lured in by those “freebie” offers, only to get burned when they actually need to file a claim. That’s where...

I see this all the time—people shelling out for accident forgiveness thinking it’s a magic shield. Truth is, in Ohio, unless you’re racking up claims ...

Yeah, those moose are no joke... seen plenty of claims from run-ins with wildlife. Honestly, any course that sharpens your road awareness is worth it—...

From what I've seen handling claims, insurers do eventually ease up—but don't expect miracles. A DUI is a major red flag, and most carriers will keep ...

Yeah, adding onto an existing policy is usually the smarter move. Standalone temporary coverage can be a real headache—I've seen plenty of claims wher...

Honestly, I'd skip reporting if there's zero visible damage. Had a similar thing happen to me—barely tapped a newer sedan, owner freaked out about sen...

Gotta disagree a bit here—insurance companies aren't just winging it or using some secret checklist. They're pretty clear (in their own convoluted way...