skater48
skater48
@skater48
Active Member
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Topics: 2 / Replies: 10
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RE: Do you really need extra insurance for a rental in Montana?

I hear you on the upsell fees—those add up fast, and half the time the agent’s pitch sounds scarier than it really is. Here’s how I usually handle ren...

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RE: Finding decent car insurance in Delaware without losing your mind

Title: Finding decent car insurance in Delaware without losing your mind Those forms are a headache, no doubt. I’ve been driving in Delaware for over...

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RE: Finding affordable car insurance after 65 in kansas—anyone else struggling?

Bundling’s helped me a bit, but I’ve definitely noticed what you’re saying about base rates creeping up. It’s like, you get a discount for having home...

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RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

Honestly, as long as it’s registered and insured, I’ve never seen anyone get ticketed just for sitting too long—unless it looks abandoned or starts co...

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RE: How do they actually decide when a car is “totaled”?

This is actually pretty common, especially with older cars. Here’s how it usually works: the insurance company looks at the “actual cash value” (ACV) ...

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RE: Insurance headaches for risky drivers in NC—stick with big names or go local?

I hear you on that—speed matters when your car’s out of commission. Here’s what’s worked for me: 1) Document everything right after an accident (photo...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Been there myself—years ago, I figured comprehensive was just another way for insurance companies to squeeze a few extra bucks outta me. Then one summ...

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RE: Finally figured out how car insurance works in no-fault states

Keeping track definitely helps, but honestly, adjusters deal with tons of paperwork daily. I've found photos with timestamps and quick notes on your p...

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RE: little-known ways to snag cheaper insurance in Alaska

Yeah, I hear you on that. Tried one of those tracking apps myself, and after a month I ditched it—felt like Big Brother riding shotgun. One thing I've...

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RE: gotta file an SR-22 in AZ? here's something interesting i found out

You're spot on about looking beyond just the price tag. Had to file an SR-22 myself a few years back (speeding ticket...lesson learned), and here's so...

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