I get the spreadsheet thing, but honestly, I just go bare bones and hope for the best. Towing? I ditched it after my third “not covered in this situat...

Been there, done that—spent an hour comparing quotes just to save enough for a cup of coffee a month. But once, hidden in the fine print, I found a “w...

One thing I learned the hard way—don’t just stash your receipts in a shoebox and hope for the best. When my old Volvo got rear-ended, the adjuster wan...

Haha, I thought I was the only one using random objects for scale. Once used my coffee mug—adjuster still called it “minor.” My rule: if you can see i...

Insurance Tips For My Vintage Ride Needed Can’t argue with the logic of pocketing that premium difference, but—speaking as someone who once “saved” o...

Honestly, that's exactly what I do—once a year, print it out, shove it in the glovebox, and promptly forget about it till next renewal. It's like a li...

Honestly, as someone who's had their fair share of parking lot mishaps (don't ask...), paying a bit extra for coverage that actually covers stuff has ...

Haha, welcome to the club...been there, done that, got the overpriced t-shirt. Those comparison sites are handy, but they're kinda like movie trailers...

Yeah, I get what you're saying, but honestly...do insurance companies even have the time or resources to check mileage that closely? I've been driving...

Haha, "in theory" is right. Reminds me of when my old sedan had a mysterious leak—nothing dramatic, just a slow drip. Thought I was covered, but nope....

Couldn't agree more with this. I've been driving long enough to know that cars have this magical ability to hide damage until the moment you least exp...

Haha, learned that one the hard way myself. Here's my foolproof method for insurance shopping: Step 1, open your renewal notice and experience mild sh...