Yeah, I’m with you on the paper thing. I’ve been driving for decades and honestly, the old envelope in the glove box has saved me more than once. - H...
Definitely seeing the same thing here. A few things I’ve noticed over the years: - Neighborhood matters a lot—my cousin’s rate dropped when he moved ...
I get the appeal of just paying more for peace of mind, but I’m a little more cautious about letting the mileage cap slide. Couple things I’ve seen ov...
- Legal trouble is a nightmare, honestly. Once you’ve got that fraud mark on your record, it’s like trying to shake off gum from your shoe—just keeps ...
Raising the deductible is one of those things that sounds good on paper, but I’ve seen too many friends regret it when they actually need to file a cl...
That’s been my experience too—insurance always seems to find a way to pay out less than you’d expect, especially if you’re missing any paperwork. I ke...
Had my fair share of close calls on icy mornings—Ohio winters don’t mess around. I went for accident forgiveness after a buddy’s rates shot up from a ...
- Agree on bundling—makes life way less chaotic, especially if you’re juggling a lot of changes. - One thing I’d add: don’t forget about coverage li...
- Totally get where you’re coming from. My ‘68 Dart’s got more rust than tech, and I wouldn’t trust an app to understand half the noises it makes. - T...
Honestly, I’ve been in this spot more than once. Here’s how I usually look at it: - If there’s even a tiny chance of hidden damage, I leave my info. ...
- Been through a garage fire myself (not fun), and the only reason insurance paid out what they did was because I had a folder of receipts and some ol...
Mileage-based insurance is a lifesaver for folks who barely touch their cars—I’m with you there. But man, I swear NC rates are just set on “paranoid.”...
Didn't notice a huge jump personally, but a couple things to keep in mind: - Had to update the agreed-upon value with my insurer (they insisted after ...
Tried one of those trackers a couple years back—here's my take: - Discount was decent at first (around 15%), but dropped off after renewal. - Felt une...
Been there, done that... honestly, I've had headaches with both. My rule of thumb now: - Local for simple stuff (windshield chips, minor bumps). - Bi...