- Agree on bundling—makes life way less chaotic, especially if you’re juggling a lot of changes. - One thing I’d add: don’t forget about coverage li...
- Totally get where you’re coming from. My ‘68 Dart’s got more rust than tech, and I wouldn’t trust an app to understand half the noises it makes. - T...
Honestly, I’ve been in this spot more than once. Here’s how I usually look at it: - If there’s even a tiny chance of hidden damage, I leave my info. ...
- Been through a garage fire myself (not fun), and the only reason insurance paid out what they did was because I had a folder of receipts and some ol...
Mileage-based insurance is a lifesaver for folks who barely touch their cars—I’m with you there. But man, I swear NC rates are just set on “paranoid.”...
Didn't notice a huge jump personally, but a couple things to keep in mind: - Had to update the agreed-upon value with my insurer (they insisted after ...
Tried one of those trackers a couple years back—here's my take: - Discount was decent at first (around 15%), but dropped off after renewal. - Felt une...
Been there, done that... honestly, I've had headaches with both. My rule of thumb now: - Local for simple stuff (windshield chips, minor bumps). - Bi...
Yeah, learned that lesson the hard way myself. A couple years back, I went for one of those super-low monthly deals thinking I'd save a few bucks each...
I dealt with this exact thing a couple years back when I was deployed overseas for about 10 months. Initially, my insurer didn't proactively offer any...
I've always kept mine pretty steady—never really saw the point in adjusting it seasonally or based on who's driving. - Lower deductible means higher...
Solid points on bundling—my experience has been pretty similar. A few quick thoughts from someone who's been navigating this "high-risk" label for a w...
I've thought about temp insurance too, but honestly, the risk just doesn't sit right with me. A couple things to consider: - Temporary coverage often...
Couldn't agree more with this. I've seen friends chase the lowest possible premiums only to regret it big-time after an accident. Military discounts a...