I used to think the same way—just get the minimum and hope nothing happens. Then a tree branch smashed my windshield during a freak storm. Turns out, ...

I get where you’re coming from. I’ve noticed the same thing—those “special” discounts for military, teachers, whatever, usually sound better than they...

That’s exactly it. The way they explain coverage in person never matches what you actually get when you file a claim. I ran into this with my last hom...

True, patience matters, but honestly I've seen people save quite a bit by shopping around aggressively. Insurance companies aren't all the same—worth ...

Winter driving courses are helpful, sure, but I wouldn't jump into one just for the insurance discount. Honestly, I've found shopping around regularly...

Yeah, specialty insurers can help, but honestly, the real kicker is how long that DUI stays on your record. Even when you find a decent rate, you're p...

Driving record definitely seems to weigh heavier in my experience. I've moved around Mississippi a fair bit, and location adjustments were pretty mino...

I get the frustration, but honestly, cities cracking down on curbside parking isn't necessarily a bad thing. I've seen neighborhoods where classics si...

That's interesting about your cousin, but honestly, I'd caution against expecting similar results. Big insurers might occasionally surprise you, sure,...

I went through something similar last year—commuting daily between Little Rock and Fayetteville really racks up the miles, and my premiums were gettin...