Car insurance discussions and local services.
shadowr88
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Topics and replies this member has contributed.
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Had a deer do the same thing to me - just launched itself at my fender like it was trying out for the Olympics. My old insurer (not Progressive) took forever to process the claim, but at least my rates didn’t spike... un...
RE: Why did my GEICO premium jump so much this year?
- Seriously, it’s wild how just existing on the road these days means you’re lumped in with everyone else, no matter how careful you are. - My car’s got more sensors than a spaceship and I still got hit with the same hik...
RE: Finding affordable car insurance after 65 in kansas - anyone else struggling?
- Been there with the odometer check - last year, my insurance wanted a selfie with my dash while I was parked in a Walmart lot. Not my best look. - Honestly, the plug-in tracker annoyed me so much I yanked it out afte...
RE: Why California’s minimum car insurance might not be enough
Man, this analogy hits home. Packing for a road trip always gets me - do I really need three pairs of shoes for two days? Probably not, but then again, I’ve had enough “wish I’d brought it” moments to justify the extra w...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
- Moved one street over, suddenly I’m “less of a risk” and my rate drops too. Makes zero sense. - Changed my job title from “driver” to “commuter” on an app once - saved $40. - Loyalty discounts? Never seen ‘em. My i...
RE: What to do when the other driver has no insurance
- Been there, done that - my car got rear-ended by someone with zero insurance and the process was like a scavenger hunt for paperwork. - Had to fax my license three times because “it was too dark”... what, do they want ...
RE: If You Had To Switch Insurance In Kentucky, Who Would You Trust?
Man, the spreadsheet comment hits home. I swear, every time I talk to my insurance rep, I feel like I need a degree just to decode what’s covered and what’s “optional.” Been through the aftermarket parts circus too - my ...
RE: Which Roadside Help Would You Trust More: AAA or Your Insurance Company?
- Had the “joy” of a dead battery in a grocery store parking lot last winter. AAA showed up, gave me a jump, and left before I could even thank them. Felt like a pit crew at NASCAR. - But then, when my starter went out a...
RE: is accident forgiveness really worth it in Ohio?
Title: Is Accident Forgiveness Really Worth It In Ohio? - That fine print is no joke. I swear, half the time I feel like I need a law degree just to figure out if my daily driver’s covered for a fender bender or just “a...
RE: Confused about Illinois car insurance rules - anyone else?
I've looked into this before and here's what I found: - Dashcams: Great for YouTube compilations of bad drivers, not so great for lowering premiums. Seriously, my insurer didn't even blink. - Anti-theft devices: Slightly...
RE: Insurance headaches for risky drivers in NC - stick with big names or go local?
Haha, insurance headaches...been there, done that, got the stress-induced gray hairs to prove it. - Honestly, my experience with smaller companies has been pretty decent too. - Had a fender-bender last year (totally my ...
RE: how bad would insurance spike after a DUI in Idaho?
- Defensive driving courses are great for minor tickets or brushing up on skills (or if you're like me and just want an excuse to get away from the kids for a Saturday afternoon, lol). - But honestly, after a DUI, they'r...
RE: Confused about insurance rules in South Dakota - help me figure this out
Fair point, but honestly, Hagerty feels a bit overkill if you're daily-driving your AMG. I commute in my modded GTI, and Progressive's been surprisingly chill about aftermarket stuff - just gotta be upfront from the star...