Car insurance discussions and local services.
shadowd70
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Topics and replies this member has contributed.
RE: How picking a “boring” car turned into a wallet win
I get where you’re coming from, but I dunno - sometimes those “boring” cars end up costing you in other ways. Like, yeah, Camry parts are cheap, but have you ever tried finding a mechanic who actually cares about working...
RE: Shelter vs. State Farm for home insurance in Missouri - any strong opinions?
Yeah, that “pre-existing damage” thing bugs me too. I had a buddy with a classic Mustang who got the runaround from his insurer over a tiny scratch they claimed was old - felt like they were just looking for a reason not...
RE: Saving cash just for driving less? Didn’t think it was real
Yeah, those trackers can be a pain. I tried one with my old ‘78 Camaro just for laughs - thing thought every time I downshifted I was drag racing. Guess it’s not built for “spirited” driving or, you know, anything older ...
RE: Is gap insurance worth it for new cars in Hawaii?
I get where you’re coming from. I’ve always been a bit skeptical about gap insurance, mostly because I’m used to buying older cars outright - stuff that’s already taken the depreciation hit. But my cousin bought a brand ...
RE: Would you risk a higher deductible to lower your insurance bill?
I hear you on the peace of mind thing. I’ve always leaned toward a higher deductible, but only because I’ve got an old beater that’s not worth much and I drive it maybe twice a week. If I had something newer or was commu...
RE: Why does insurance cost more in Houston than Austin or Dallas?
Yeah, I’ve noticed that too with classic cars getting surprisingly low premiums, especially if you’re only taking them out on weekends or to shows. I was actually kind of shocked when I first insured mine - thought it’d ...
RE: Avoiding hefty fines for driving without insurance in OK - how I do it, but is there a better way?
I hear you on the windshield holders. Always seemed like an open invite for someone to poke around, especially if you’ve got anything else in the car. I’m with you on the glove box - never had an issue, and it’s not the ...
RE: is accident forgiveness really worth it in Ohio?
Yeah, I hear you on the peace of mind part. I’ve always been a bit skeptical, but I get why folks like having that safety net. Like you said, if your record’s clean. For me, I’ve always just rolled the dice and kept my ...
RE: Insurance tips for my vintage ride needed
Yeah, paperwork is a drag, but I’ve seen it swing both ways too. My cousin had a ‘68 Beetle and kept every receipt, even for wiper blades - didn’t help him at all when it got sideswiped. The adjuster just shrugged and we...
RE: Can Military Folks Really Get Cheaper Insurance Rates?
I get what you’re saying, but I’ve actually seen USAA come in lower than some of the big-name companies, even for folks with a couple dings on their record. Not always by a ton, but enough to notice. Maybe it depends on ...
RE: My insurance nightmare in Rhode Island traffic court
I get where you’re coming from. I used to think parking far away was enough too, but after my ‘68 Mustang got dinged at a car show - yeah, a car show - I realized it’s pretty much a gamble anywhere. Dash cams are a game ...