Yeah, totally agree. Had a similar issue myself—lent my Audi to a buddy for a weekend, and when he had a minor fender-bender, the insurance grilled me...

Had both at different points—State Farm when I lived in the city, Farm Bureau now that I'm out rural. Honestly, State Farm was solid for bundling disc...

Yeah, depends on your comfort level with risk. I keep comprehensive on my BMW because hail damage or a cracked windshield can easily run into thousand...

Yeah, comprehensive can be tricky. I drive newer luxury cars, so comprehensive coverage is pretty much a no-brainer for me. But honestly, even with ol...