Glad it worked out for you, but honestly, sometimes all that extra legwork isn't worth the hassle. My parents had a similar issue with their roof, and...

Yeah, that's a good point about exclusions. When I first got my policy, I just assumed stuff like hail or flooding would be covered automatically. Luc...

That's actually pretty reassuring to hear. I'm still pretty new to all this, and when I started looking into insuring my classic Mini (which is also a...

Honestly, I get the appeal of local agencies, but in my experience, sometimes the big names actually can be pretty flexible too. When I got my first t...

True, simple usually does the trick, but honestly, I've had good luck with windshield covers. Maybe it depends on the brand? Mine never froze solid—ju...

I think you're onto something when you say it might depend on the insurer or even the agent. When I first got labeled high-risk (ugh, rookie mistakes)...

That's actually pretty reassuring to hear about the credit score thing. I'm still pretty new to all this insurance stuff, and honestly, it feels like ...

Yeah, I've noticed this too. My older brother stuck with the same insurer for years thinking he was getting some great loyalty deal, but when he final...