Car insurance discussions and local services.
shadow_clark
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Topics and replies this member has contributed.
RE: Letting teens borrow your car: add them to insurance or just trust the policy?
Permissive use is one of those things that looks straightforward on paper, but in practice, it’s not always as cut and dry as folks expect. I’ve seen policies where the definition of “occasional” gets debated for weeks a...
RE: Finding decent car insurance in Delaware without losing your mind
Topic: Finding decent car insurance in Delaware without losing your mind That’s a fair point. Those telematics devices are kind of a double-edged sword. They’re supposed to reward “good” driving, but sometimes it feel...
RE: SCORED A SWEET DEAL ON INSURANCE THANKS TO MILITARY DISCOUNT
I’ve actually seen a few claims where folks thought their “great deal” would cover more than it did. Sometimes those military discounts are solid, but the coverage can be pretty bare bones if you’re not careful. I always...
RE: Confused about Illinois car insurance rules - anyone else?
I’ve actually had to process a claim where someone couldn’t show proof of insurance during a minor fender bender because their phone froze up. The officer wasn’t thrilled, and it just made the whole thing more stressful ...
RE: Little-known trick with Progressive’s roadside help
Yeah, I’ve noticed the photo request seems to pop up more when there’s a chance of confusion - like big parking garages or those maze-like shopping centers. If you’re just pulled over on the shoulder, they usually skip i...
RE: Insurance paid way less than what it cost me to replace my roof
That’s a pretty accurate way to put it. The difference between actual cash value and replacement cost is one of those things that catches a lot of people off guard. I see claims where folks expect a full payout, but if t...