Car insurance discussions and local services.
sgreen97
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Topics and replies this member has contributed.
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?
Yeah, adjusters can definitely swing things either way. Had a similar experience myself a couple years back. Got rear-ended at a stoplight - didn't seem like much at first, just a cracked bumper and some scratches. Felt ...
RE: HOW I CUT DOWN MY CAR INSURANCE BILL USING VETERAN DISCOUNTS
One thing I learned recently - call your insurance and straight-up ask about low-mileage discounts. I work from home now, barely drive except to shuttle kids around or hit the grocery store. Mentioned it casually on the ...
RE: Finding affordable car insurance in Hawaii when you're labeled "high-risk"
Tried one of those telematics programs here in Honolulu last year. Here's how it went: first, you sign up and install their little tracking device or app. Then, you drive carefully (no sudden braking, speeding, or late-n...
RE: saving cash on insurance when you're young and broke
That's a decent approach, but honestly, how many of us actually stick to that plan consistently? Life happens, and it's easy to dip into that stash for other emergencies or unexpected expenses. I've tried something simil...
RE: Tried temporary insurance coverage - worth it or waste of money?
I learned this the hard way a couple years back when renting an SUV for a family road trip. The rental guy pushed their coverage pretty hard, and I caved because, well... kids, long drive, unfamiliar roads - seemed smart...
RE: Sneaky Auto Insurance Exclusions You Might've Missed
Yeah, it feels like they're always looking for loopholes or excuses to bump premiums. I had something similar happen when I swapped out my stock wheels for aftermarket rims - nothing flashy or performance-oriented, just ...
RE: saving cash on insurance when you're young and broke
Mileage-based discounts can be decent, but they're not a silver bullet. If you're young and strapped for cash, here's what I'd do first: 1. Shop around - seriously, don't just stick with your parents' insurer or the fi...