sewist56
@sewist56
Eminent Member
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Topics: 2 / Replies: 16
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RE: Is Paying For Roadside Help Worth It Or Just Extra?

Yeah, but what if it’s not just a tow? Had a flat once in the pouring rain and the spare was shot. Roadside got me sorted in like 30 minutes. Ever had...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Yeah, I’ve noticed the same thing with AAA lately. Used to be you paid a little extra but felt like you got what you paid for—now it’s just more hoops...

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RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

Honestly, I get the math on dropping comp for an old beater, but I’ve seen folks regret it. My neighbor’s Corolla was about as old as your Civic—he fi...

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RE: What happens if your rideshare app is between trips and you get into an accident?

Yeah, that “period 1” gap is where they really get you. Been there, got the headache. My old insurance guy practically laughed when I asked if I’d be...

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RE: Little-known trick with Progressive’s roadside help

Had a similar experience with my old BMW. —yeah, you’d think, but nope. Ended up paying for a separate roadside plan just because the regular one sent...

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RE: Are Loyalty Perks With Insurers Even Worth It Anymore?

Honestly, I get where you’re coming from. I’ve been with the same company for over a decade now. Every time someone tells me to shop around, I think a...

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RE: anyone else feel like AAA insurance isn't what it used to be?

Honestly, AAA was fine for my daily drivers, but when I got my hands on a limited-run Porsche with some custom work done, they were totally clueless. ...

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RE: how bad would insurance spike after a DUI in Idaho?

Yeah, bundling can help a bit, but honestly don't expect miracles after a DUI. Had a buddy here in Idaho who got hit with one a couple years back—his ...

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RE: My insurance nightmare in Rhode Island traffic court

Yeah, you're spot-on about repair complexity playing a big role. I've had adjusters tell me straight-up that certain cars—especially electrics or hybr...

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RE: Ever had to deal with car insurance claims in SD? Quick poll

Yeah, mileage limits can be sneaky. Had a buddy who thought he'd be fine taking his classic Camaro out for a few extra spins—ended up paying more than...

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RE: stuck between Geico and Progressive in NY, thoughts?

Honestly, Snapshot drove me nuts after a month. Sure, gentle braking sounds nice in theory, but have you tried that in NYC traffic? Good luck with tha...

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RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally agree about the peace of mind thing. A few years back, I tried bumping my deductible up to save some cash every month. Made sense on paper, bu...

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RE: little-known ways to snag cheaper insurance in Alaska

Mileage tracking apps might save you a bit, but honestly, they're not always worth the hassle. I tried one for about six months, and it felt like havi...

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RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

Yeah, I get why you're worried. I've been driving for over 15 years and honestly, insurance can feel like a total gamble sometimes. Had a similar thin...

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RE: What Happens if You're Labeled a Risky Driver by Insurance Companies?

True enough, though I learned it the hard way. Had a couple speeding tickets pile up years ago—insurance labeled me risky and my premiums shot through...

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