I hear you on the peace of mind thing, but there’s another angle to consider: - If you’ve got a solid emergency fund, a higher deductible might not s...
Having rented in Montana a few times, I get the anxiety about every little ding. Here’s how I see it: - Montana roads can be brutal—lots of gravel, u...
You nailed it with the “choose-your-own-adventure” vibe—insurance is a maze. Honestly, your breakdown matches what I’ve seen with my own policies. It’...
- Totally agree on the documentation thing. I’ve started photographing every inch of my cars before storm season, just in case. - Digital records are ...
- Totally hear you on that. It’s frustrating when your personal habits don’t seem to matter as much as the zip code. - From what I’ve seen, Houston’s ...
Had a similar experience last year when I needed coverage for my '72 Chevelle. Here’s what stood out for me: - Local agent actually knew about classi...
- Totally get the “double-dipping” vibe, but here’s how I look at it: - Medical payments on your auto policy kick in regardless of fault. That’s han...
- I get where you're coming from—insurance add-ons feel like a money pit sometimes. - Roadside is one of those things that seems pointless until you’r...
- Had a similar thing happen with my '72 Chevelle. Roadside guy pulled out one of those pencil gauges—looked like it’d been through a war. I handed hi...
Totally get your logic on higher deductibles, especially if you're disciplined enough to stash away the savings. A few things I'd add from my experien...
Had a similar issue last summer—waited nearly two hours in the heat for AAA. Tech was polite but barely glanced at anything beyond the obvious. Still,...
Had the same issue with cardboard—thought I was clever until I saw oil soaking right through onto my garage floor. Couple things I've learned since th...
Couldn't agree more. A lot of insurance adjusters just aren't familiar with older or specialty cars, so they default to denying claims they don't full...
Totally agree—running the numbers is key. A few other things I usually factor in: - **Vehicle age and value**: For my classic Mustang, I actually kee...
Good points on the sensors—I've had mine trigger randomly after a windy day, and sure enough, it was just some leaves stuck near the bumper. Quick cle...