scottw79
scottw79
@scottw79
Eminent Member
Joined:
Topics: 0 / Replies: 23
Reply
RE: is accident forgiveness really worth it in Ohio?

I drive through Columbus traffic every day, and honestly, accident forgiveness has saved me once. Here’s how I look at it: - If you’re barely driving...

Reply
RE: Weighing legal trouble vs. losing trust: which is worse after fraud?

I get where you’re coming from, but I’d actually argue the legal fallout can be worse, at least in some cases. Here’s why: - Legal issues can drag on...

Reply
RE: Roadside help added to my insurance—totally worth it?

Definitely agree with this. I commute about 60 miles round trip every day, so I’ve had my share of car hiccups. Here’s what I’ve learned after a coupl...

Reply
RE: stuck between Geico and Progressive in NY, thoughts?

- Had a similar issue after a windshield swap—my adaptive cruise went haywire until I got it recalibrated. - Insurance (Progressive, in my case) onl...

Reply
RE: CLASSIC CAR STORAGE: ARE NEW CITY RULES GOING TOO FAR?

- Totally agree on the insurance thing—most people don’t even think about it until something happens. - Tarps are a pain, honestly. One strong wind ...

Reply
RE: Someone smashed my parked car—deal with insurance or call the cops?

- I hear you, but I still file a police report for any hit-and-run, even if it feels pointless. My insurer actually required the report last time or t...

Reply
RE: Stuck Between State Farm and Farm Bureau—Which One's Better?

Good point about roadside assistance—it's easy to overlook until you're stranded somewhere. I've had mixed experiences with State Farm's roadside serv...

Reply
RE: is accident forgiveness really worth it in Ohio?

Good point here—had a deer run into my side door last winter near Cleveland. Insurance treated it as comprehensive, not collision, so no premium hike....

Reply
RE: Would your insurance hold up if your EV battery suddenly failed?

Extended warranties can help, but honestly, they're not always the best deal: - Manufacturer battery warranties usually cover defects or sudden failu...

Reply
RE: just saw a story about a guy in Kansas whose car got totaled by hail, and turns out his insurance didn't cover it.

I get where you're coming from, but I've been crunching numbers lately and wondering if comprehensive coverage always makes sense. For newer cars or i...

Reply
RE: saving cash on insurance when you're young and broke

Tried telematics myself briefly too, and yeah, same here—never realized how aggressively I accelerated onto highways until the app flagged it. Didn't ...

Reply
RE: Finally figured out my state's minimum car insurance rules and saved some cash

Fair enough, but have you considered how you'd handle a major accident scenario? Curious if you've run the numbers on potential out-of-pocket costs vs...

Reply
RE: HOW DO YOU DECIDE ON THE RIGHT DEDUCTIBLE FOR YOUR INSURANCE?

Totally agree with this. I've been commuting daily for years now, and honestly, the math checks out. If you're disciplined enough to stash away the di...

Reply
RE: Hypothetical Car Accident: How Does PIP Insurance Actually Work?

- Had a similar experience... rep joked, "Well, that's one way to meet your neighbors..." 😂 - But seriously, PIP usually covers medical bills ...

Reply
RE: finally found an insurance company in CA that doesn't drive me nuts

Totally agree on the monthly reminder thing—it's saved me more than once. A couple extra points I've noticed from experience: - Temperature matters a...

Page 1 / 2
Scroll to Top