Honestly, I've always gone with higher limits since repairs on luxury cars can spiral out of control fast... but after years without a single claim, I...

Yeah, insurers definitely love their hoops... Had a similar situation last year—minor scrape on my rear bumper, and they grilled me like I was hiding ...

Bundling definitely helps, but honestly, it depends on your situation. I drive a luxury car, and at first, bundling seemed like a no-brainer. But when...

Yeah, learned this the hard way myself. I lightly tapped someone's bumper once—zero visible damage, paint looked perfect. Thought nothing of it until ...

Had a similar experience when someone clipped my bumper at a stoplight—barely noticeable damage, but the medical stuff dragged on forever. Agree 100% ...

Totally agree about the DMV site—it gets the job done but navigating it can feel like decoding hieroglyphics sometimes. Good call cross-checking with ...